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STRONG TOWER SPECIALTY

Commercial Insurance, High Risk Personal and Nonadmitted Risk Placement

Strong Tower Specialty provides business insurance, High Risk Personal Insurance and Excess and Surplus placement services. Our focus is on standard market business insurance and high risks that require access to non-admitted insurance markets.

STRONG TOWER SPECIALTY

Commercial Insurance, High Risk Personal and Nonadmitted Risk Placement

Strong Tower Specialty provides business insurance, High Risk Personal Insurance and Excess and Surplus placement services. Our focus is on standard market business insurance and high risks that require access to non-admitted insurance markets.

Who We Serve

Strong Tower Specialty works exclusively with licensed retail insurance agents and brokers. Retail agents and brokers must apply for wholesale appointment and receive approval prior to submitting risks.

What We Do

We support retail agents by facilitating excess and surplus lines placement, coordinating submissions, and providing access to specialty insurance markets when standard admitted markets are unavailable or insufficient.

Areas of Specialty

Vacant and distressed properties, high value or unique assets, catastrophe exposed locations, construction and renovation risks.

Property

Vacant and distressed properties, high value or unique assets, catastrophe exposed locations, construction and renovation risks.
Excess liability, umbrella coverage, professional liability classes, product and completed operations exposure.

Liability

Excess liability, umbrella coverage, professional liability classes, product and completed operations exposure.
Cyber liability, employment practices liability, directors and officers liability, errors and omissions.

Specialty Risks

Cyber liability, employment practices liability, directors and officers liability, errors and omissions.
Risks with loss history concerns, non standard operations, limited admitted market options, or specialized underwriting requirements.

Hard to Place Risks

Risks with loss history concerns, non standard operations, limited admitted market options, or specialized underwriting requirements.

Market Access and Carrier Relationships

Strong Tower Specialty maintains relationships with domestic excess and surplus lines insurance markets. These relationships allow retail agents to access coverage solutions for complex risks that fall outside standard admitted market guidelines.

Agent Appointment

Retail agents and brokers must complete a wholesale appointment application before submitting risks. All appointment requests are subject to review and approval. Coverage is not bound unless and until written confirmation is issued.

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Surplus lines insurance is placed with insurers that are not licensed by the insured’s state of residence. Policies issued by surplus lines insurers are not protected by state insurance guaranty funds. Placement of surplus lines coverage requires underwriting approval and written confirmation by a licensed surplus lines broker.

Surplus Lines Disclosure

Surplus lines insurance is placed with insurers that are not licensed by the insured’s state of residence. Policies issued by surplus lines insurers are not protected by state insurance guaranty funds. Placement of surplus lines coverage requires underwriting approval and written confirmation by a licensed surplus lines broker.
Strong Tower Specialty Insurance Services operates as a licensed wholesale insurance broker. This entity facilitates insurance placement only and does not provide advisory services, legal advice, or risk consulting outside its licensed authority.

Service Scope and Authority

Strong Tower Specialty Insurance Services operates as a licensed wholesale insurance broker. This entity facilitates insurance placement only and does not provide advisory services, legal advice, or risk consulting outside its licensed authority.